Employee Benefits
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Property Casualty Services

 Text Box: Our Property and Casualty Division completes the total business insurance package.

In order to fully manage and organize the total insurance package for your business, it simply makes sense to have a single contact for all insurance products.  At The Business Store, we offer the most complete and unique Property Casualty department in California.

The Business Store has been commissioned by national companies such as IBM and South West Bell and Pacific Bell to design and implement products, which would meet the needs and demands for diverse employers.  For Workers' Compensation, Property, Liability, Loss Control, Risk Management, Automotive insurance, etc., you will want to meet with Michael Martinez, President of The Business Store Insurance Services and his department staff.  Michael brings with him over 10 years experience and recognition as a leader in the California industry.

PROPERTY CASUALTY SERVICES

·      Property Insurance - Exposure identification, evaluation, and loss control engineering.  Broad market capabilities in placement of various property coverages.

·      Casualty Insurance - Liability exposure identification, analysis, and loss control engineering.  Analysis of various coverages forms and market selection of insurance carriers.

·      Alternative Markets - In addition to fully insured products, The Business Store has designed captive reinsurance treaties, administers large deductible/retention, captive, and self-funded programs, and is an MGA & MGU for several carriers.

·      Automotive Insurance - The Business Store has negotiated exclusive rates with national carriers to offer their coverage's and wholesale rates because of the volume of business we have with our client associations nationwide.

·      Personal Line - The Business Store has a complete portfolio of personal lines insurance with a 800 24-hour hot-line for auto, home, boat, personal umbrellas, etc.

·      International Market Capabilities - The Business Store is able to offer coverage for property and liability exposures worldwide through our MGU.